Business owners

Life as a business owner has its own unique complexities. You might be a new business owner navigating the best way to extract money from your company. You might be thinking about selling your business and need help with the financial preparations. Or you might have just sold your business, but you’re unsure how to best invest your lump sum.

From tax to pension contributions to your own eventual retirement, financial organisation is a big part of what you do. Whilst you will likely have an accountant who guides you financially, when it comes to bigger picture planning, you need someone who can look to the future.

There will be big landmarks ahead, including eventually selling, leaving the business, or retiring; you need to understand the tax implications and how to make your wealth last your lifetime.

Here at Chambers Smith, our holistic and bespoke approach to financial planning means that we work to find the best solutions for you and your business. We’ll create a unique plan that integrates your finances, your family and your future.

Specifically, we can help you to:

  • Get the answers you need to the questions you currently have. We’ll have discussions about your current situation, what you’d like to achieve, and where we can help you.
  • Analyse your existing financial arrangements and determine if they are best suited to your personal and business goals.
  • Recommend bespoke solutions that will enable you to achieve both your business and personal goals.
  • Structure your business for sale, extract the money tax efficiently and meet your income and capital needs post-sale.
  • Work with you on an ongoing basis to ensure the success of your business and peace of mind in your eventual retirement.

You can learn more about our client journey and the steps we take to create a bespoke financial plan for you here.

Louise

A client since 2006

From Derby

“I have been a client of Chambers Smith Financial Planning for almost 14 years now and am so grateful for how they look after me and my finances. I trust Chambers Smith implicitly and seeing my Inheritance Tax liability fall year by year as a result of their planning means that I will recommend them until I run out of breath!”

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Tim

A client since 2016

From Matlock

“Chambers Smith Financial Planning are available at any time to discuss any detail on the investments, expressed in a way that is easily understood. The Trust has greatly benefitted from receiving this professional service which has been tailored to its own particular circumstances.”

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John and Tara

Clients since 2007

From Bakewell

“Over a period of 10 years, Chambers Smith helped us implement high-quality financial advice and planning to meet all our needs going forward. They haven’t stopped working on achieving the best possible outcomes for us. We are extremely happy with the service they have provided.”

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Jo

A client since 2006

From Ashbourne

“Chambers Smith has always been thorough and helpful. When my husband passed away in 2018, they proved themselves invaluable at an incredibly difficult time. Chambers Smith is not just a financial adviser – they truly care, and I have nothing but gratitude for their service.”

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Andrew

A client since 2014

From Manchester

“Chambers Smith worked with me and my company in a way that no other adviser had done before. They looked at every detail, explained things in a clear manner, tailored all planning to my company’s exact needs and offered regular, ongoing reviews… we have been thrilled with the work”

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Get in touch

Chambers Smith is authorised and regulated by the Financial Conduct Authority. You can find Chambers Smith on the FCA register by clicking here. Registered in England & Wales. Company number: 06674780. Registered Office: 2 Cheapside, Derby, England, DE1 1BR.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.