Why choose us?

The world of Financial Advisers and Planners is densely populated. It can be hard to know who to choose.

We believe our dedication to financial planning, bespoke investment portfolios, independence and local presence make us stand out from the crowd.  

We're financial planners

Proper planning for multiple generations

Unlike Financial Advisers, we do not undertake transactional work. We believe and know that everything is related; ‘holistic’ financial planning means looking at everything at the same time.

We obtain a full understanding of your entire financial situation in order to provide the correct advice. That way, you can ensure you are making positive changes in every area of your financial life. Because of our holistic and thorough approach, we often act for three generations of clients to ensure wealth is passed down efficiently.

We're independent

Free to focus on you

All financial advisers are either restricted to a particular group of products, or they are independent and free from any outside influence. We are and will always be completely independent.

Being independent means that we are free to focus on working with you, without any restrictions or incentives from anyone else. If you need any sort of financial product, we look at all options in the whole market and recommend the most suitable option for you. Sometimes we don’t recommend any financial product at all.

We pick bespoke investment portfolios

No two clients have the same investment portfolio

We base your portfolio on your unique objectives and risk profile, picking investment funds based on a tried and tested approach of quantitative and qualitative analysis.

Instead of using a model portfolio, we look at the entire investment universe. We review your investments regularly to ensure they are still meeting your objectives. You can learn more about our investment approach here.

We're local specialists

Helping local people to achieve their goals

Whilst we predominantly work with clients across the East Midlands, particularly Derby, Nottingham and Ashbourne, we have clients all over the UK.

You will note that no other financial advice firm in Derby has the experience, bespoke approach and staff resources that enable us to provide the highest levels of bespoke financial planning to our clients.

We're regulated

Advice you can trust

In an age where financial scams pose a real threat to people’s livelihoods, you should always look out for any financial professionals who do not appear on the Financial Conduct Authority’s (FCA) register.

You can find our entry on the FCA register here.


A client since 2006

From Derby

“I have been a client of Chambers Smith Financial Planning for almost 14 years now and am so grateful for how they look after me and my finances. I trust Chambers Smith implicitly and seeing my Inheritance Tax liability fall year by year as a result of their planning means that I will recommend them until I run out of breath!”

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A client since 2016

From Matlock

“Chambers Smith Financial Planning are available at any time to discuss any detail on the investments, expressed in a way that is easily understood. The Trust has greatly benefitted from receiving this professional service which has been tailored to its own particular circumstances.”

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John and Tara

Clients since 2007

From Bakewell

“Over a period of 10 years, Chambers Smith helped us implement high-quality financial advice and planning to meet all our needs going forward. They haven’t stopped working on achieving the best possible outcomes for us. We are extremely happy with the service they have provided.”

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A client since 2006

From Ashbourne

“Chambers Smith has always been thorough and helpful. When my husband passed away in 2018, they proved themselves invaluable at an incredibly difficult time. Chambers Smith is not just a financial adviser – they truly care, and I have nothing but gratitude for their service.”

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A client since 2014

From Manchester

“Chambers Smith worked with me and my company in a way that no other adviser had done before. They looked at every detail, explained things in a clear manner, tailored all planning to my company’s exact needs and offered regular, ongoing reviews… we have been thrilled with the work”

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Get in touch

    Chambers Smith is authorised and regulated by the Financial Conduct Authority. You can find Chambers Smith on the FCA register by clicking here. Under reference 488279. Registered in England & Wales. Company number: 06674780. Registered Office: 2 Cheapside, Derby, England, DE1 1BR.

    The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here.

    The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.